FREEBIES from a Credit Bureau?

This doesn't come along very often! Infact I've never heard of it!

Transunion (one of the three main credit bureaus) was caught violating the Fair Credit Reporting Act by "selling" lists with consumers personal and financial information for marketing purposes. The settlement applies to everyone that had an open line of credit from any lender from January 1, 1987 to May 28, 2008. "Pretty much all of us , right"?

Go to www.listclassaction.com from now until September 24th to sign up. The basic options will be six months of "credit monitoring" (access to your credit report and "TransUnion" score, and 24 hour notification of any "critical " changes in your credit report). You also may have the option to receive money from the Class Action suit and file a suit individually! If you choose the nine month option you are also supposed to get the option of a "mortgage simulator" to show how lenders would score you! I just signed up but didn't see that. I also didn't read through the whole settlement, you might want to.

There is supposed to be a final Court hearing September 10th! You should get norified by email when your benefits can start!

John the Mortgage and Credit Coach

PS. Hope you all had a great Fourth!